The Lease With Option to Purchase Program offers Native American families affordable housing with an opportunity for home ownership.


When participating in the Lease with Option to Purchase Program the home buyer enters into a lease agreement with the Department of Housing and agrees to meet all financial and maintenance obligations as stated in the lease. Upon meeting all obligations for a period of twenty-five years, as required by the Lease With Option to Purchase agreement, the home becomes sole property of the home buyer.




Eligibility Requirements


To be eligible for admission to the Lease with Option to Purchase Housing program operated by the Department of Housing applicants must:


  1. Be 18 years of age or older.
  2. Have a minimum annual income of $15,000.00 which, after deductions should be sufficient to demonstrate the ability to satisfy obligations such as, utilities, maintenance and minimum payment.
  3. Qualify as a low income family, whose income does not exceed 80% of the national median income, as set by HUD. Income limits are adjusted for family size and updated on an annual basis.    Income Guidelines
  4. Have not owned a home for at least 1 year before applying.
  5. Willing to live in the Creek Nation Jurisdictional Area.
    *The service area specific to elders age 55 and older will include the current Muscogee (Creek) Nation jurisdiction and will extend 20 miles beyond the existing boundaries.     SEE MAP
  6. Provide all requested information, Creek Citizenship card or degree of Tribal membership or CDIB (Certificate Degree of Indian Blood) of a federally recognized Indian tribe, Social Security cards for all family members and employment and/or income verification for each household member 18 years of age or older who receives income.
  7. Sign all required forms including the Authorization for Release of Information/Privacy Act Form.
  8. Use the home as principal residence during term of lease.

If you have any questions about the application or the program you may call

Lease With Option to Purchase Program

Muscogee Nation Department of Housing

 2951 N. Wood Dr., Okmulgee, Ok 74447 l 918.549.2500 / 1.800.482.1979

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